-                   Direct Line: (978) 269- 6235     Cell: (978) 973-0025        E-mail: dheins@ftmc.net

                       Lic. #s  MA-MC3198, RI-1933LB, ME-CSO5709, CT-11046, Licensed by NH Banking Dept

100 Brickstone Sq, Suite 101, Andover, MA 01810/ 7 Columbia Park, Haverhill, MA 01830